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Background The emergence of Center for Community Development Assistance (CCDA) is historical, in that, driven by the spirit of liberation war in the reconstruction of Bangladesh since 1972 a new phenomenon has been observed destined towards social and economical emancipation of the poor and disadvantaged. The domestic Private Voluntary Developmental Organization (PVDOs) who are non-profit and non-political begin developmental interventions in rural and urban areas absorbing the youth community of the nation. Initial emphasis has been laid by the PVDOs on simultaneous social and economic emancipation of the poor and disadvantaged. But since the beginning of 1980s there appear two school of thoughts: First; social and economic emancipation, and Second; economical emancipation through micro credit interventions. These two school of thoughts begin massive interventions with the moral and financial support from the developmental partners which are still continuing to fill in the vacuum in development created due to inadequate interventions from the state and the market. The massive growth of PVDOs has also been observed during 1980s bringing more and more from youth community with diverse political affiliation and professional experiences. This results into cross-fertilization of different political and professional experiences bringing a harmonious growth in the Private Developmental Sector to work as the allied force of the state in development. At the same time the paradigm shift in development stresses on micro credit interventions in the lives of the poor and disadvantaged with an understanding that this will bring two fundamental developments: (1) employment generation and (2) skill development which can be capitalized after certain period in a cyclical way. The initiators of CCDA have opted for the micro credit program for the customers of the organization with the preference to make productive outcome for the beneficiaries instead of spreading towards multiple programmatic interventions. Adampur village under Daudkandi Upazilla of the district Comilla where CCDA is born is a low lying area. Most of the areas of the Upazilla remain under water for six months which turns to be fertile for fish production. The rest six months constituting autumn, winter and summer remain appropriate for agricultural production. Unlike the district Comilla, the other district Habigonj pictures different image in economy which is also declared agriculturally an advanced district with crop production dominating the economy. Thus, CCDA working areas are extremely productive for: (1) fish production for first six months, and (2) paddy and winter crops for the next months in one district and (3) paddy and winter crop production all throughout 12 months of the year. Unfortunately, though these two districts are declared agriculturally advanced districts there are also abundant poverty stricken areas because of inequitable distribution of resources among the people.
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